Mozambique - Projecto criação de empresas

Resumo

Hakela is a universal platform that streamlines how merchants create and share invoices. Designed with convenience in mind, it allows payers to settle their bills at their leisure while providing real-time notifications to merchants upon payment.

01.01 Descreva a sua empresa com mais pormenores:

Hakela's standout feature is the automation of invoice reconciliation and payment tracking, offering a seamless and innovative payment experience for all users (personnel and corporate).

01.02 Qual é o principal problema que está a tentar resolver?

In Mozambique, merchants play a crucial role in the economy by delivering services and products to consumers. However, they encounter difficulties when collecting funds promptly. To address this, they either open multiple banking accounts or utilize physical point-of-sale (POS) machines or e-wallets. The primary challenge lies in reconciling transactions and receiving real-time funds from any issuing financial institution.

01.03 Indique-nos os principais benefícios e/ou vantagens da utilização do produto/serviço que o seu projecto pretende fornecer (pelo menos 3).

[1] - Invoice Referencing : Hakela's reference generator ensures unambiguous identification of invoices; [2] - Invoice Delivery : Hakela's router provides a unique and most effective way to deliver an invoice to the payer's preference; [3] - Real-time payment confirmation : Hakela automatically sends notifications to the merchant upon payment effectiveness. [4] - Streamline the reconciliation process between merchant's bank statement and daily sales by automating it.

01.04 Descreva exactamente a quem se destina o seu projecto. Quem são os beneficiários visados?

[1] - Industry : ecommerce, telco, retailers, tolgate, education, entertainment, housing, gift cards, and associations. [2] - Business size : Hakela serves to small, medium and big enterprises; [3] - Location - Mozambique.

01.05 Quando é que começou a trabalhar no seu projecto?

26/04/2024

01.06 Quantos outros parceiros estão associados à seu projecto?

3

01.07 Entre os outros parceiros, quantos são do sexo feminino?

0

01.08 Descreva o perfil de cada um dos outros parceiros (competências, experiência, etc.)

[1] - Edson Michaque: Our Tech Lead, Michaque is a dedicated Software Engineer with a wealth of experience in the payment landscape. Having contributed to renowned platform providers like Thunes and Tyk, he brings a deep understanding of complex systems. [2] - Muarucha Assane : CEO, Assane is a seasoned banking professional with extensive experience as a Process Engineer and Manager of Transactional Banking Products. He has amassed significant expertise in developing complex, highly profitable technological products. [3] - Fabio White : UX/UI Specialist, Fabio is at his final year of Graduation in Computer Engineering. He brings a unique perspective to Hakela, always insisting that we place customer experience at the heart of the plaform. [4] - Helton Guambe : Frontend Engineer, Helton is at his final year of Graduation in Computer Engineering. [5] - Hidilson Doho : DevOps & Backend Eng, Hidilson is at his final year of Graduation in Computer Engineering. A real word problem solver

01.09 Se tiver um sítio Web, uma página nas redes sociais (Facebook, Instagram, Linkedin...) ou uma aplicação, forneça a ligação aqui:

01.10 Qual o sector que melhor descreve o seu projeto?

h) TI (serviços digitais, equipamento e software)

02.01.01 Meu projeto contribui para esse objetivo

1 - Discordo totalmente

02.01.02 Justificativa

02.02.01 Meu projeto contribui para esse objetivo

7 - Concordo totalmente

02.02.02 Justificativa

Hakela serves as a reference generator that can be employed to create and top up gift cards for the underprivileged. It enables institutions committed to supporting disadvantaged communities to use the platform to instruct top-ups as well as track the utilization of funds. This feature of Hakela can be instrumental in ensuring food security and supporting the goal of Zero Hunger by facilitating the distribution and monitoring of food aid resources.

02.03.01 Meu projeto contribui para esse objetivo

7 - Concordo Totalmente

02.03.02 Justificativa

Hakela significantly contributes to the goal of good health and well-being, specifically for the following reasons: [1] - It allows merchants to free themselves from the manual process of issuing invoices and the long daily hours spent on reconciliations; [2] - It ensures that payers (those billed) have the option to pay their invoices at their utmost convenience, not to mention that Hakela allows them to schedule reminders for pending invoices, avoiding late payment penalties.

02.04.01 Meu projeto contribui para esse objetivo

4

02.04.02 Justificativa

Hakela offers a valuable contribution to achieving quality education by streamlining financial transactions for educational institutions. By utilizing Hakela, schools can effortlessly collect tuition and organize fundraising for events like graduation balls. This system simplifies the payment process for students, eliminating the need for manual proof of payment and fostering a more efficient educational environment. Hakela’s innovative approach not only saves time but also enhances the overall educational experience by allowing students and schools to focus on learning and development rather than administrative tasks.

02.05.01 Meu projeto contribui para esse objetivo

6

02.05.02 Justificativa

02.06.01 Meu projeto contribui para esse objetivo

1 - Discordo totalmente

02.06.02 Justificativa

02.07.01 Meu projeto contribui para esse objetivo

1 - Discordo totalmente

02.07.02 Justificativa

02.08.01 Meu projeto contribui para esse objetivo

7 - Concordo totalmente

02.08.02 Justificativa

Hakela significantly contributes to the goal of decent work and economic growht, specifically for the following reasons: [1] - It allows merchants to free themselves from the manual process of issuing invoices and the long daily hours spent on reconciliations; [2] - It ensures that payers (those billed) have the option to pay their invoices at their utmost convenience, not to mention that Hakela allows them to schedule reminders for pending invoices, avoiding late payment penalties.

02.09.01 Meu projeto contribui para esse objetivo

7 - Concordo totalmente

02.09.02 Justificativa

Hakela is an absolute innovation in value exchange. Its a universal platform that fosters opportunity for the government to start collectiong VAT in a real-time, which enable them have liquidity available for their operations including the built of infraestrures.

02.10.01 Meu projeto contribui para esse objetivo

2

02.10.02 Justificativa

02.11.01 Meu projeto contribui para esse objetivo

7 - Concordo totalmente

02.11.02 Justificativa

Hakela is a mean to enable instituitions go paperless. Invoices and proof of payment are one of the reasons why trees are cut. With Hakela, instituitions participating in a transactions are not required to exchange physical paper.

02.12.01 Meu projeto contribui para esse objetivo

1 - Discordo totalmente

02.12.02 Justificativa

02.13.01 Meu projeto contribui para esse objetivo

1 - Discordo totalmente

02.13.02 Climate action - Justification

02.14.01 Meu projeto contribui para esse objetivo

2

02.14.02 Justificativa

02.15.01 Meu projeto contribui para esse objetivo

1 - Discordo totalmente

02.15.02 Justificativa

02.16.01 Meu projeto contribui para esse objetivo

3

02.16.02 Peace justice and strong institutions - Justification

02.17.01 Meu projeto contribui para esse objetivo

3

02.17.02 Justificativa

05.01 Há um grande número de clientes que já utilizam um produto/serviço muito semelhante ao produto/serviço que pretendemos criar

5

05.02 O produto/serviço que imaginamos criar representa um tipo de produto/serviço totalmente novo.

6

05.03 O produto/serviço que pretendemos criar pode ser descrito como uma nova tecnologia.

1 - Discordo totalmente

05.04 O produto/serviço que pretendemos criar é uma melhoria de um produto ou serviço existente.

7 - Concordo totalmente

05.05 O produto/serviço que imaginamos criar pode ser descrito como uma extensão de uma gama de produtos ou serviços.

7 - Concordo totalmente

05.06 O produto/serviço que imaginamos criar responde a uma procura ou necessidade que não foi satisfeita por outros produtos/serviços.

7 - Concordo totalmente

05.07 O produto/serviço que imaginamos criar é uma nova versão de um produto/serviço antigo.

1 - Discordo totalmente

05.08 Justificativa

In Mozambique, Hakela stands out among startups like Multi Pay, and on a global scale, it can be likened to Stripe. However, what sets Hakela apart is its unparalleled flexibility. It empowers merchants to receive funds through diverse channels such as Wire Transfer, SIMO Rede, and eWallets. Moreover, it offers payers the freedom to personalize their invoice delivery and set up automated scheduled payments, catering to their individual preferences and needs. This level of customization and variety in payment options positions Hakela as a uniquely versatile platform in the financial transaction space.

05.09 Quem são seus principais concorrentes potenciais e o que faz você se destacar deles?

In Mozambique, Hakela stands out among startups like Multi Pay, and on a global scale, it can be likened to Stripe. However, what sets Hakela apart is its unparalleled flexibility. It empowers merchants to receive funds through diverse channels such as Wire Transfer, SIMO Rede, and eWallets. Moreover, it offers payers the freedom to personalize their invoice delivery and set up automated scheduled payments, catering to their individual preferences and needs. This level of customization and variety in payment options positions Hakela as a uniquely versatile platform in the financial transaction space.

10.06 Está a iniciar acções na sua comunidade para promover o papel das mulheres empresárias? (Se sim, dê alguns exemplos de acções, se não, deixe em branco)

While not directly related to my own endeavors, my wife has recently established a kindergarten in the local community where we’ve built our home. The kindergarten’s mission is to offer top-quality education to young children, providing a nurturing environment for them to learn and grow while their parents engage in entrepreneurial activities or work to enhance their family’s livelihood.