Namibia - Business creation project

Décrivez votre projet en quelques mots

Lunkir is a Namibian fintech company focused on micro-investing. With a mission to democratize investment, Lunkir offers accessible and innovative financial solutions for underserved communities, using cutting-edge technology.

01.01 Décrivez votre projet en détail

Lunkir is a pioneering Namibian fintech company dedicated to making investing simple, affordable, and accessible for everyone. Our primary focus is on micro-investing, allowing individuals to invest small amounts of money into diversified portfolios. This approach opens up the world of investing to those who may not have had the opportunity before. Our mission is to democratize investment opportunities, particularly for underserved and underbanked populations in Namibia, leveraging technology to bridge the gap of wealth building tools and overall financial inclusion. We provide diversified securities, portfolios, comprehensive educational resources, and dedicated user community to support to assist users in their investing journey.

01.02 Quel est le problème principal que vous essayez de résoudre ?

Lunkir is addressing the financial exclusion of underserved populations. Namibia is home to a world class financial system which includes a trillion dollar stock exchange yet many individuals lack access to traditional investment opportunities due to high entry barriers, financial illiteracy, and inadequate financial services. Our goal is to democratize investing by providing a simple, affordable, and accessible platform. By allowing people to start investing with small amounts, we enable them to build wealth over time, regardless of their financial background. Our innovative solutions and educational resources aim to empower users to take control of their financial futures and bridge the financial inclusion gap in Namibia.

01.03 Dites-nous quels sont les principaux avantages et/ou bénéfices de l'utilisation du produit/service que vous souhaitez fournir par votre projet (au moins 3).

1. Accessibility: Lunkir's investing platform allows individuals to start investing with minimal amounts of money, making it accessible to those who might be excluded from traditional financial services due to high entry barriers. 2. User-Friendly: Our platform is designed to be intuitive and easy to navigate, even for users with limited financial literacy. Comprehensive educational resources and dedicated customer support ensure that users can make informed investment decisions confidently. 3. Financial Inclusion: Lunkir specifically targets underserved populations, providing them with opportunities to grow their wealth and achieve financial independence. By lowering barriers to entry and offering diversified portfolios, we promote financial inclusion and empower individuals to take control of their financial futures.

01.04 Veuillez décrire précisément à qui s'adressera le produit/service de votre projet. Quels sont les bénéficiaires visés ?

Lunkir's is aimed at serving underserved populations in Namibia, including low-income individuals, young adults, and those with limited financial literacy. Our targeted beneficiaries are people who typically lack access to traditional investment opportunities due to high entry barriers and inadequate financial services. We also focus on educating and empowering first-time investors, enabling them to build and grow their wealth over time. By providing an accessible and user-friendly micro-investing platform, Lunkir aims to democratize investment opportunities and foster financial inclusion for all Namibians.

01.05 Quand avez-vous commencé à travailler sur votre projet ?

01/02/2024

01.06 Combien y a-t-il de propriétaires sur votre projet en plus de vous ?

3

01.07 Parmi les autres propriétaires, combien sont des femmes ?

2

01.08 Veuillez décrire le profil des autres propriétaires de votre projet (compétences, expérience, etc.).

Vanessa Iileka -female- is a qualified chartered accountant with extensive experience in financial advisory and compliance. She ensures that Lunkir adheres to all regulatory standards and provides expert guidance on financial strategies and practices. Vanessa's expertise in accounting and finance is crucial in maintaining the financial integrity and sustainability of our operations. Nangula Ndakunda - female- is a qualified computer scientist responsible for overseeing technology development at Lunkir. With a strong background in software engineering, Nangula leads the development of our micro-investing platform, ensuring it is secure, efficient, and scalable. Jose Chipeio -mmale is a user interface and experience expert with a deep understanding of creating intuitive and engaging digital experiences and also helps with operations and marketing and sales. an overall swiss army knife.

01.09 Si vous avez un site web, une page sur les médias sociaux (Facebook, Instagram, Linkedin...) ou une application, veuillez fournir le(s) lien(s) ici :

https://lunkir.com

01.10 Quel est le secteur d'activité qui décrit le mieux votre projet ?

g) Services financiers

02.01.01 Mon projet contribue à l'objectif 'Pas de pauvreté'

7 - Tout à fait d'accord

02.01.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG "No Poverty" by providing accessible and affordable financial services that empower individuals to build and grow their wealth. By targeting underserved populations, Lunkir lowers barriers to entry for investing, enabling low-income individuals to participate in financial markets and achieve financial independence. Through micro-investing, users can start with small amounts, gradually accumulating savings and investments, leading to increased financial stability and reduced poverty levels. Lunkir also offers educational resources to improve financial literacy, helping users make informed financial decisions and avoid debt traps. By fostering a culture of investment, Lunkir supports economic growth and job creation, indirectly benefiting the wider community. Additionally, diversified portfolios help users build resilience against financial shocks, reducing vulnerability to poverty.

02.02.01 Mon projet contribue à l'objectif 'Faim Zéro'

6

02.02.02 Justification de la contribution de mon projet

Lunkir contributes to achieving the SDG "Zero Hunger" by enhancing financial stability and resilience among underserved populations. By providing accessible micro-investing opportunities, Lunkir helps individuals grow their wealth, increasing their ability to afford nutritious food. Financial inclusion and investment can stimulate local economies, leading to job creation and higher incomes, which improve food security.

02.03.01 Mon projet contribue à l'objectif 'Bonne Santé et Bien Être'

3

02.03.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG "Good Health and Well-Being" by promoting financial stability and access to healthcare among underserved populations. By offering micro-investing opportunities, Lunkir helps individuals build savings and investments, improving their economic resilience. Financial stability enables better access to healthcare services and medications, enhancing overall well-being. Additionally, Lunkir educates users on financial literacy, empowering them to make informed decisions about healthcare expenditures and preventive measures. By fostering economic empowerment through investment, Lunkir supports healthier lifestyles and reduces financial stress, contributing to improved health outcomes and well-being in communities it serves.

02.04.01 Mon projet contribue à l'objectif 'Éducaiton de Qualité'

4

02.04.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG "Quality Education" by democratizing access to financial knowledge and literacy. Through its platform, Lunkir provides educational resources on investing, financial management, and economic principles, empowering users with essential skills to make informed financial decisions. By promoting financial inclusion and accessibility to micro-investing, Lunkir enhances the understanding of economic concepts and investment strategies among underserved populations. This knowledge equips individuals with tools to secure their financial futures, break cycles of poverty, and support lifelong learning. By bridging the gap between financial literacy and economic empowerment, Lunkir plays a vital role in fostering a more economically educated and empowered society, contributing to the broader goal of achieving quality education for all.

02.05.01 Mon projet contribue à l'objectif 'Égalité entre les Sexes'

5

02.05.02 Justification de la contribution de mon projet

Lunkir plays a crucial role in advancing the SDG goal of Gender Equality by promoting financial inclusion and empowerment among women. Through its micro-investing platform, Lunkir provides women, especially those in underserved and underbanked communities, with access to financial resources and opportunities that were traditionally inaccessible. By lowering barriers to entry for investing and offering educational resources on financial literacy, Lunkir empowers women to take control of their financial futures, make independent financial decisions, and build economic resilience. This financial empowerment not only enhances women's economic independence but also contributes to reducing gender disparities in financial access and decision-making. By fostering a culture of financial inclusion and providing tools for economic growth, Lunkir supports women in achieving greater financial security, autonomy, and participation in economic activities, thereby advancing towards gender equality.Lun

02.06.01 Mon projet contribue à l'objectif 'Eau Propre et Assainissement'

2

02.06.02 Justification de la contribution de mon projet

While Lunkir directly focuses on financial inclusion rather than water and sanitation, its indirect impact on SDG 6 (Clean Water and Sanitation) can be understood through economic empowerment. By offering micro-investing opportunities, Lunkir enables individuals, including those in underserved communities, to accumulate savings and investments. This economic empowerment can lead to improved household incomes, which in turn can enhance affordability and access to clean water and sanitation facilities. As households gain financial stability, they are better positioned to invest in water purification systems, sanitation infrastructure, or improved access to clean water sources. Moreover, Lunkir's educational resources on financial literacy help users prioritize spending, including investments in health-related essentials like clean water and sanitation. By fostering economic resilience and resource management skills, Lunkir indirectly supports efforts towards achieving SDG 6.

02.07.01 Mon projet contribue à l'objectif 'Énergie Propre et Abordable'

2

02.07.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG goal of Affordable and Clean Energy indirectly through its focus on financial inclusion and empowerment. By providing accessible micro-investing opportunities, Lunkir enables individuals to build savings and investments, which can eventually lead to increased disposable income. This economic empowerment can enable households to invest in renewable energy solutions such as solar panels or energy-efficient appliances

02.08.01 Mon projet contribue à l'objectif 'Travail Décent et Croissance Économique'

7 - Tout à fait d'accord

02.08.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG goal of Decent Work and Economic Growth by fostering financial inclusion and economic empowerment. Through its micro-investing platform, Lunkir enables individuals, especially those in underserved communities, to participate in financial markets and build wealth over time. This access to financial resources encourages entrepreneurship, supports small businesses, and stimulates local economic growth. By providing educational resources on financial literacy, Lunkir equips users with essential skills to manage finances, make informed investment decisions, and potentially create employment opportunities for themselves and others. Moreover, as individuals achieve financial stability and increase their incomes through investments, they contribute to overall economic productivity and prosperity in their communities. By promoting financial inclusion and empowering individuals economically, Lunkir plays a pivotal role in advancing decent work and economic growth.

02.09.01 Mon projet contribue à l'objectif 'Industrie, Innovaiton et Infrastructure'

7 - Tout à fait d'accord

02.09.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG goal of Industry, Innovation, and Infrastructure by leveraging technology to enhance financial inclusion and accessibility. Through its platform, Lunkir utilizes innovative fintech solutions to democratize access to financial markets, particularly for underserved populations. By providing a user-friendly interface and mobile accessibility, Lunkir enhances the efficiency and accessibility of financial services, promoting digital infrastructure development. Moreover, Lunkir's focus on financial literacy and education fosters innovation in financial management and investment strategies among users. By expanding access to diversified investment opportunities, Lunkir stimulates economic growth, encourages entrepreneurial initiatives, and supports infrastructure development that underpins sustainable economic progress. Thus, Lunkir plays a critical role in advancing industry, innovation, and infrastructure, aligning with SDG 9.

02.10.01 Mon projet contribue à l'objectif 'Réduction des Inégalités'

7 - Tout à fait d'accord

02.10.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG goal of Reducing Inequalities by democratizing access to financial resources and opportunities. Through its micro-investing platform, Lunkir empowers underserved and underbanked populations, including low-income individuals and marginalized communities, to participate in financial markets and build wealth. By lowering barriers to entry for investing and offering educational resources on financial literacy, Lunkir helps bridge the gap between the financially included and excluded. This empowerment enables individuals to improve their economic circumstances, reduce income disparities, and enhance their social and economic standing. Moreover, by promoting economic resilience and providing tools for financial management, Lunkir supports efforts to reduce inequalities by empowering individuals to achieve financial security and independence.

02.11.01 Mon projet contribue à l'objectif 'Villes et Communautés Durables'

7 - Tout à fait d'accord

02.11.02 Justification de la contribution de mon projet

by promoting economic empowerment and financial inclusion. Through its micro-investing platform, Lunkir empowers individuals in urban and rural areas alike to build savings and investments, thereby improving economic stability within communities. By providing accessible financial resources and educational tools on financial literacy, Lunkir helps residents make informed decisions about their finances, contributing to overall financial resilience and reducing economic disparities within cities and communities. Additionally, as individuals accumulate wealth through investments facilitated by Lunkir, they are better positioned to contribute to local economies, support small businesses, and participate in community development initiatives

02.12.01 Mon projet contribue à l'objectif 'Consommation et Production Responsable'

7 - Tout à fait d'accord

02.12.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG goal 12, Responsible Consumption and Production, by promoting sustainable financial practices and responsible investment behaviors. Through its micro-investing platform, Lunkir encourages individuals to invest in environmentally and socially responsible companies and initiatives. By providing educational resources on sustainable investing and financial literacy, Lunkir empowers users to make informed decisions that align with environmental, social, and governance (ESG) criteria. This promotes responsible consumption of financial resources and encourages investments in businesses that prioritize sustainability and ethical practices. Moreover, Lunkir's focus on financial education and long-term investment strategies encourages users to consider the environmental and social impacts of their financial decisions, fostering a culture of responsible consumption and production.

02.13.01 Mon projet contribue à l'objectif 'Luttle contre les Changements Climatiques'

2

02.13.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG goal 13, Climate Action, by promoting sustainable investment practices that consider environmental impacts. Through its micro-investing platform, Lunkir encourages individuals to invest in companies and projects that prioritize sustainability and reduce carbon footprints. By offering educational resources on sustainable investing and financial literacy, Lunkir empowers users to make informed decisions that support climate-friendly initiatives. This includes investments in renewable energy, clean technologies, and environmentally responsible businesses.

02.14.01 Mon projet contribue à l'objectif 'Vie Sous-Marine'

2

02.14.02 Justification de la contribution de mon projet

although Lunkir doesn't directly contribute to SDG 14, our platform promotes transparency and accountability in financial practices, encouraging companies to adopt sustainable practices that reduce their impact on marine environments. By fostering a culture of responsible investing and financial stewardship, Lunkir supports initiatives that aim to conserve marine biodiversity, reduce marine pollution, and promote sustainable management of coastal and marine resources. by raising awareness about the importance of marine conservation through its educational efforts, Lunkir contributes to building a global community committed to protecting life below water.

02.15.01 Mon projetp contribue à l'objectif 'Vie Terrestre'

2

02.15.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG goal 15, Life on Land, by promoting sustainable investment practices that support land conservation and biodiversity preservation. Through its micro-investing platform, Lunkir encourages individuals to invest in companies and projects that prioritize sustainable land use, conservation of natural habitats, and protection of biodiversity. By providing educational resources on sustainable investing and financial literacy, Lunkir empowers users to make informed decisions that contribute to the preservation and restoration of terrestrial ecosystems.

02.16.01 Mon projet contribue à l'objectif 'Paix, Justice et Institutions Efficaces'

7 - Tout à fait d'accord

02.16.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG goal 16, Peace, Justice, and Strong Institutions, by promoting financial inclusion and economic empowerment, which are foundational to fostering stable and just societies. Through its micro-investing platform, Lunkir empowers individuals, particularly those in underserved communities, to participate in economic activities and build financial resilience. By providing accessible financial services and educational resources on financial literacy, Lunkir helps reduce economic inequalities and empowers marginalized populations.

02.17.01 Mon projet contribue à l'objectif 'Parteneriats pour la Réalisation des Objectifs'

7 - Tout à fait d'accord

02.17.02 Justification de la contribution de mon projet

Lunkir contributes to the SDG goal 17, Partnerships for the Goals, by fostering collaborations and partnerships that enhance financial inclusion and sustainable development. Through its micro-investing platform, Lunkir collaborates with financial institutions, government agencies, and non-profit organizations to expand access to financial services for underserved populations. These partnerships facilitate the sharing of resources, expertise, and technology to promote inclusive economic growth and reduce inequalities

05.01 Il existe un grand nombre de clients qui utilisent déjà un produit/service très similaire à celui que nous envisageons de créer.

2

05.02 Le produit/service que nous voulons créer représente un type de produit/service entièrement nouveau

6

05.03 Le produit/service que nous voulons créer pourrait être décrit comme une nouvelle technologie

7 - Tout à fait d'accord

05.04 Le produit/service que nous voulons créer est une amélioration d'un produit ou d'un service existant

7 - Tout à fait d'accord

05.05 Le produit/service que nous voulons créer pourrait être décrit comme une extension d'une gamme de produits ou de services

7 - Tout à fait d'accord

05.06 Le produit/service que nous voulons créer répond à une demande ou à un besoin qui n'a pas été satisfait par d'autres produits/services.

7 - Tout à fait d'accord

05.07 Le produit/service que nous voulons créer est une nouvelle version d'un ancien produit/service

7 - Tout à fait d'accord

05.08 Justification de mon projet

Lunkir is an innovative fintech platform that revolutionizes investing by making it accessible to everyone. we use cutting edge technology such as AI to make our product more accessible. It offers a user-friendly interface and requires minimal initial capital, enabling even those with limited financial knowledge to start investing in diversified portfolios. Lunkir provides comprehensive educational resources to empower users with financial literacy and decision-making skills. With a strong emphasis on mobile accessibility and advanced security features, Lunkir ensures convenient and secure investment management.

05.09 Qui sont vos principaux potentiels concurrents et qu'est-ce qui vous différencie d'eux ?

although we have no direct competitors, we face pressure from traditional stock brokers and investment mangers. we differentiate ourselves by leveraging digital platforms which reduces turnaround time from days to minutes. we offer a more. affordable product with a minimum investment amount of N$1, whereby our nearest competitor has a N$2000 minimum fee

10.06 Menez-vous des actions au sein de votre communauté pour promouvoir le rôle des femmes entrepreneurs ?

yes I am. our platform has 2 females in key decision making roles which empowers them to grow as entrepreneurs.