Nigeria - Startup under 3 years old

Décrivez votre projet en quelques mots

Paykode is a payment solution that promotes privacy helping you to send and receive payment without you sharing your banking details. We put security at the core of our service that's why we protect you against fraud online when buying or selling online.

01.01 Décrivez votre startup en détail

We are a contactless payment solution provider for consumers and SMEs. We take away the barrier of sharing your banking details or ATM details before sending or receiving payments. With Paykode you no longer needs ATM card to make payments online, you also don't need to contact your bank to make payments. All that you need is to generate a code containing the amount and insert the code on the sellers website or app. This is simple and easy it also improves security since you no longer needs to expose your bank details or card information on every website you make payments to. Our platform is a go-to for celebrities and influencers to send money to fans without requesting fans banking details. It also makes it easy to send surprise gift to loved or friends for birthday, wedding and other events. We add value to your gift by using AI to generated customizable animated gift card that resonate with the event

01.02 Quel est le problème principal que vous essayez de résoudre ?

We are exploring safe and convenient way for consumers and businesses to send and receive payments without compromising privacy and security Our conventional way of sending and receiving money is disconnected from simplicity, convenient and privacy. There is no way I can send you money without me requesting your banking details neither can I receive payments without sharing my banking details. This is even more difficult when sending money to multiple accounts, you have to collate the accounts make sure you are sending to the right bank and the right account number. This process is error prone, repetitive and tasking. and less private since it requires sharing of banking information before receiving payments. With Paykode you can send and receive money without sharing your bank details and you can send 50 people money within 2 minutes a process that could take more than 20 to 30 minutes with our conventional approach.

01.03 Dites-nous quels sont les principaux avantages et/ou bénéfices de l'utilisation du produit/service fourni par votre startup (au moins 3).

1. Security / Privacy: Because you are using Paykode during checkout you are sure your banking details are not shared with any third party, neither are you bordered about your ATM details being stolen. This is because Paykode isolates the amount needed for checkout in just a single 6 digits code to be redeemed during checkout. 2. Convenient: With Paykode you do not boarder about the recipient banking details you focus on the recipient getting paid. It's like sending a cheque you do not boarder the bank the money is paid to all you know is the funds are sent to the receiver. 3. Speed: Paykode is 10X faster for sending & receiving payments since it does not require moving across different networks before getting to the recipient. Alerts are instant without delay thereby enhancing transaction speed.

01.04 Veuillez décrire précisément à qui s'adresse le produit/service de votre startup. Quels sont les bénéficiaires visés ?

Consumers: 1. We are focused on consumers in urban cities who are tech savvy or have access to the a smart phone. 2. Celebrities and influencers: Paykode is instrumental to celebrities and influencers since is enables them to give back to fans without the stress. 3. SME's: This enables business to easily receive payment for products and services, we currently focus on freelancers and e-commerce businesses.

01.05 Quand votre entreprise a-t-elle été créée ?

21/11/2023

01.06 Vendez-vous déjà votre produit/service ?

Oui

01.07 Combien y a-t-il de propriétaires de votre entreprise en plus de vous ?

4

01.08 Parmi les autres propriétaires, combien sont des femmes ?

0

01.09 Veuillez décrire le profil des autres propriétaires de votre startup (compétences, expérience, etc.).

MR. CKROMEO OFEM (Co-founder & Chief Executive Officer CEO) He is an exceptional leader who bears the idea and the foresightedness of Paykode's future. He is the founder of Jiffye Software and HiiHR Software both of which are used by large corporations. He has worked in different management and technical levels, and has helped small and large enterprises such as Daewoo Nigeria Ltd. to automate its operations and enhance its cyber security implementation to aid swift and secure business operations across Nigeria. Mr. Ofem has more than 15+ years of work experience across different industries including finance, technology and engineering. He is a cyber security expert and a Certified Ethical Hacker by EC-Council. He is a graduate of Computer Science from the University of Calabar.

01.10 Si vous avez un site web, une page sur les médias sociaux (Facebook, Instagram, Linkedin...) ou une application, veuillez fournir le(s) lien(s) ici :

https://paykode.com

01.11 Quel est le secteur d'activité qui décrit le mieux votre entreprise ?

Technologies de l'information (services numériques, équipements et logiciels)

02.01.01 Ma startup contribue à l'objectif 'Pas de pauvreté'

7 - tout à fait d'accord

02.01.02 Justification de la contribution de ma startup

We focus. on improving life using technology by enhancing the way people send and receive payment, this overall impact on businesses which aid business growth and customer satisfaction. Customer satisfaction contributes to unit economic of any business for it encourages patronage

02.02.01 Ma startup contribue à l'objectif 'Faim Zéro'

5

02.02.02 Justification de la contribution de ma startup

Payment plays a vital role in commerce, making financial services more accessible and simple improves commerce which fuels food production accessibility.

02.03.01 Ma startup contribue à l'objectif 'Bonne Santé et Bien Être'

7 - tout à fait d'accord

02.03.02 Justification de la contribution de ma startup

Those with money seem to have better health as they can afford to pay for healthy leaving, it is crucial to make payment more easier and simpler for everyone for a better living and that is what Paykode offers.

02.04.01 Ma startup contribue à l'objectif 'Éducation de Qualité'

5

02.04.02 Justification de la contribution de ma startup

02.05.01 Ma startup contribue à l'objectif 'Égalité entre les Sexes'

4

02.05.02 Justification de la contribution de ma startup

02.06.01 Ma startup contribue à l'objectif 'Eau Propre et Assainissement'

4

02.06.02 Justification de la contribution de ma startup

02.07.01 Ma startup contribue à l'objectif 'Énergie Propre et Abordable'

4

02.07.02 Justification de la contribution de ma startup

02.08.01 Ma startup contribue à l'objectif 'Travail Décent et Croissance Économique'

4

02.08.02 Justification de la contribution de ma startup

02.09.01 Ma startup contribue à l'objectif 'Industrie, Innovation et Infrastructure'

7 - tout à fait d'accord

02.09.02 Justification de la contribution de ma startup

Paykode is an innovative payment solutions that brings positive change to the way we make and. receive payments. Paykode will have impact on different areas of the payment ecosystem and behaviour of consumers and businesses.

02.10.01 Ma startup contribue à l'objectif 'Réduction des Inégalités'

4

02.10.02 Justification de la contribution de ma startup

02.11.01 Ma startup contribue à l'objectif 'Villes et Communautés Durables'

7 - tout à fait d'accord

02.11.02 Justification de la contribution de ma startup

Commerce impact on the human settlement and stability which invariably impact on the. development of the city. The key driver to commerce is financial inclusivity and accessibility. There for this to work the process needs to be simple and safe for all. Simplicity and safety is at the core of our payment model and we strongly belief that our payment solution will contribute to sustainable cities and communities.

02.12.01 Ma startup contribue à l'objectif 'Consommation et Production Responsables'

7 - tout à fait d'accord

02.12.02 Justification de la contribution de ma startup

Productivity is driven by entrepreneurship so the more entrepreneurs we have the more lives are improved to afford responsible consumption. With our payment solution we are intentional to empower businesses to make more sales and get paid easily. Because consumers has a better payment solution they are more inclined to buy goods and services.

02.13.01 Ma startup contribue à l'objectif 'Lutte contre les Changements Climatiques'

4

02.13.02 Justification de la contribution de ma startup

02.14.01 Ma startup contribue à l'objectif 'Vie Sous-Marine'

4

02.14.02 Justification de la contribution de ma startup

02.15.01 Ma startup contribue à l'objectif 'Vie Terrestre'

4

02.15.02 Justification de la contribution de ma startup

02.16.01 Ma startup contribue à l'objectif 'Paix, Justice et Institutions Efficaces'

4

02.16.02 Justification de la contribution de ma startup

02.17.01 Ma startup contribue à l'objectif 'Parteneriats pour la Réalisation des Objectifs'

4

02.17.02 Justification de la contribution de ma startup

06.01 Un grand nombre de clients utilisent déjà un produit/service très similaire au nôtre.

7 = Tout à fait d'accord

06.02 Notre produit/service représente un type de produit/service entièrement nouveau

7 - Tout à fait d'accord

06.03 Notre produit/service pourrait être décrit comme une nouvelle technologie

4

06.04 Notre produit/service est une amélioration d'un produit ou d'un service existant

6

06.05 Notre produit/service pourrait être décrit comme une extension d'une gamme de produits ou de services

7 - Tout à fait d'accord

06.06 Notre produit/service répond à une demande ou à un besoin qui n'a pas été satisfait par d'autres produits/services.

7 - Tout à fait d'accord

06.07 Notre produit/service est une nouvelle version d'un ancien produit/service

2

06.08 Justification

06.09 Analyse compétitive

Commerce impact on the human settlement and stability which invariably impact on the. development of the city. The key driver to commerce is financial inclusivity and accessibility. There for this to work the process needs to be simple and safe for all. Simplicity and safety is at the core of our payment model and we strongly belief that our payment solution will contribute to sustainable cities and communities.

11.05 Menez-vous des actions au sein de votre communauté pour promouvoir le rôle des femmes entrepreneurs ?

I encourage y wife and empower her (they say charity begins at home)