Nigeria - Business creation project

Décrivez votre projet en quelques mots

As a victim and with the incessant unauthorized withdrawals from bank customers accounts without banks recovering these stolen funds from fraudsters, my proposed mobile application will enable bank customers lock and unlock their accounts when not in use.

01.01 Décrivez votre projet en détail

My mobile application concept will enable all the bank customers to link their various bank accounts with different banks to the mobile application, and with a lock and unlock option activated whenever the customer wants to use or his/her account, that way no account can be accessed by fraudsters, or very difficult to steal from customers bank accounts. In case of fraudulent withdrawal or transactions on customers bank accounts, a customer can in the comfort of his/her room block his/her bank account (s) from further unauthorized transactions with a simple tap on the lock account function on the mobile application without having to rush to their banks or wait till a working day (if it's on a weekend) and join long queues at the bank to report cases of fraudulent transactions, especially withdrawals from their bank accounts, when such monies must have gone and banks would'nt assist in recovering such monies. Recent is the case of Shan George's millions transferred from her bank account

01.02 Quel est le problème principal que vous essayez de résoudre ?

High level of fraud and theft perpetrated by scammers on people's bank accounts with banks not doing much, or not offering assistance in the recovery of these stolen funds from the culprits for their bank customers, rather they adopt delay tactics of giving the affected customers false hope by adding more sore to injury by telling them come tomorrow, the tomorrow that would never end, until when such customers are tired and decide to give up, become depressed or even commit suicide depending on the huge sums involved.

01.03 Dites-nous quels sont les principaux avantages et/ou bénéfices de l'utilisation du produit/service que vous souhaitez fournir par votre projet (au moins 3).

The benefits of this mobile application is enormous; Fraudulent activities will be reduced in the banking sector. It will be convenient to all the customers. Customers funds will be safe. Customers confidence will be restored again in keeping their savings in the bank. Bank customers will have peace of mind over their monies in the bank. It will reduce the associated stress of rushing to banks to join complaints queues. It will halt the number of suicide associated with fraudulent withdrawals from customers bank accounts. Bank customers can lock their bank accounts whenever they are not in use for transactions and nobody can have access to their funds, and bank customers can unlock their locked bank account with ease to perform transactions and lock it back. In fact, the benefits are much.

01.04 Veuillez décrire précisément à qui s'adressera le produit/service de votre projet. Quels sont les bénéficiaires visés ?

The targeted beneficiaries of this mobile application project are all the bank customers both in Nigeria and other countries that wish to adopt it. Anybody that has accounts with banks falls under the category of my targeted beneficiaries of this great idea. In population, the targeted population are in hundred of millions with at least one or more bank accounts at different banks.

01.05 Quand avez-vous commencé à travailler sur votre projet ?

27/12/2023

01.06 Combien y a-t-il de propriétaires sur votre projet en plus de vous ?

2

01.07 Parmi les autres propriétaires, combien sont des femmes ?

1

01.08 Veuillez décrire le profil des autres propriétaires de votre projet (compétences, expérience, etc.).

Gideon Samuel, Male, a great innovator, graduate of computer science, a tech enthusiast and a mobile application developer. Patience Udo, female, graduate of computer science and federal government trained app development trainee.

01.09 Si vous avez un site web, une page sur les médias sociaux (Facebook, Instagram, Linkedin...) ou une application, veuillez fournir le(s) lien(s) ici :

01.10 Quel est le secteur d'activité qui décrit le mieux votre projet ?

h) Technologies de l'information (services numériques, équipements et logiciels)

02.01.01 Mon projet contribue à l'objectif 'Pas de pauvreté'

7 - Tout à fait d'accord

02.01.02 Justification de la contribution de mon projet

With this innovative mobile application idea, fraudsters and scammers will be forced to look for legitimate avenues of earning a living and invariably create indirect jobs for others too.

02.02.01 Mon projet contribue à l'objectif 'Faim Zéro'

7 - Tout à fait d'accord

02.02.02 Justification de la contribution de mon projet

With legitimate ways of earning a living, with no option of cutting corners through fraudulent sharp practices of stealing from people's bank accounts, everybody will find a legitimate avenue to make money and foot their respective bills, and owners of funds in banks not stranded due to fraudulent withdrawals from their bank accounts, hence this will lead to zero hunger

02.03.01 Mon projet contribue à l'objectif 'Bonne Santé et Bien Être'

7 - Tout à fait d'accord

02.03.02 Justification de la contribution de mon projet

In a country where things are working as they are supposed to, definitely the citizens will enjoy good health and well-being in that they will have peace of mind both in the government, its agencies and their personal lives. Security of one's funds domiciled in banks will guarantee one's good health and well-being.

02.04.01 Mon projet contribue à l'objectif 'Éducaiton de Qualité'

7 - Tout à fait d'accord

02.04.02 Justification de la contribution de mon projet

When there is no loophole in the financial sector for fraudsters to to take advantage of, everybody will be focused on qualitative education with all his/her power and might to put what he/she has learned in school and unconventional environment into full utilization.

02.05.01 Mon projet contribue à l'objectif 'Égalité entre les Sexes'

7 - Tout à fait d'accord

02.05.02 Justification de la contribution de mon projet

My bank mobile application development focuses on all the genders, and even favours the female gender more since they are usually the most gullible ones in all the reported cases of bank or financial-related fraud. With this easy to use mobile application, they will be as protected as the male in bank related financial matters.

02.06.01 Mon projet contribue à l'objectif 'Eau Propre et Assainissement'

4

02.06.02 Justification de la contribution de mon projet

My project is not water and sanitation focused project. However, with a secured financial system individuals can comfortably sponsor some same related and sanitation projects with their resources, being assured that their remaining balances are safe in the different banks

02.07.01 Mon projet contribue à l'objectif 'Énergie Propre et Abordable'

5

02.07.02 Justification de la contribution de mon projet

People would feel free to contribute to affordable and clean energy without fear entertained that their finances can be tampered with at the banks.

02.08.01 Mon projet contribue à l'objectif 'Travail Décent et Croissance Économique'

7 - Tout à fait d'accord

02.08.02 Justification de la contribution de mon projet

Absolutely, my mobile application will definitely enhance decent work for decent earnings and promote economic growth.

02.09.01 Mon projet contribue à l'objectif 'Industrie, Innovaiton et Infrastructure'

7 - Tout à fait d'accord

02.09.02 Justification de la contribution de mon projet

My mobile application will support industry innovation and infrastructure, especially in the banking sector.

02.10.01 Mon projet contribue à l'objectif 'Réduction des Inégalités'

7 - Tout à fait d'accord

02.10.02 Justification de la contribution de mon projet

With this mobile application, the mostly male who perpetrate these fraudulent activities on unsuspecting female population because of the weaker personality make up will be curtailed, hence reduction in inequality.

02.11.01 Mon projet contribue à l'objectif 'Villes et Communautés Durables'

7 - Tout à fait d'accord

02.11.02 Justification de la contribution de mon projet

On the top of the priorities of individuals, corporate organizations and government is security of both lives and properties, including intangible assets. So with an excellent innovation in the banking sector that curtails or stops fraudulent activities in the sector, sustainable cities and communities will be birthed.

02.12.01 Mon projet contribue à l'objectif 'Consommation et Production Responsable'

7 - Tout à fait d'accord

02.12.02 Justification de la contribution de mon projet

Absolutely, there will be responsible production and consumption among the people, having known that illicit routes of making withdrawals from people's bank accounts unauthorized have been blocked and there's no other ease of access to banks customers funds.

02.13.01 Mon projet contribue à l'objectif 'Luttle contre les Changements Climatiques'

4

02.13.02 Justification de la contribution de mon projet

My project is not directly linked to climate action.

02.14.01 Mon projet contribue à l'objectif 'Vie Sous-Marine'

4

02.14.02 Justification de la contribution de mon projet

My mobile application will guarantee the reduction in suicide cases as a result of financial fraud perpetrated on customers accounts the the launch of this mobile application.

02.15.01 Mon projetp contribue à l'objectif 'Vie Terrestre'

4

02.15.02 Justification de la contribution de mon projet

This mobile application would definitely enhance the lifestyle and lifespan of people as a result of peace of mind in their various places they keep their hard earned money for safe-keeping.

02.16.01 Mon projet contribue à l'objectif 'Paix, Justice et Institutions Efficaces'

7 - Tout à fait d'accord

02.16.02 Justification de la contribution de mon projet

The major expectations of any bank customers, nay the citizens of any country is peace, justice and strong institutions. So my my bank mobile application will guarantee peace of mind, justice as everybody would be doing the right things to earn a living than the hitherto fraudulent withdrawals made from so many peoples bank accounts domiciled at various banks, without banks recovering such monies for such fraud victims, including me. This mobile application will definitely strengthen the financial institutions with this topnotch innovation

02.17.01 Mon projet contribue à l'objectif 'Parteneriats pour la Réalisation des Objectifs'

7 - Tout à fait d'accord

02.17.02 Justification de la contribution de mon projet

My mobile application development is in partnership with most of the development goals, which could be subsumed "making life easy and meaningful development goals".

05.01 Il existe un grand nombre de clients qui utilisent déjà un produit/service très similaire à celui que nous envisageons de créer.

3

05.02 Le produit/service que nous voulons créer représente un type de produit/service entièrement nouveau

7 - Tout à fait d'accord

05.03 Le produit/service que nous voulons créer pourrait être décrit comme une nouvelle technologie

7 - Tout à fait d'accord

05.04 Le produit/service que nous voulons créer est une amélioration d'un produit ou d'un service existant

4

05.05 Le produit/service que nous voulons créer pourrait être décrit comme une extension d'une gamme de produits ou de services

7 - Tout à fait d'accord

05.06 Le produit/service que nous voulons créer répond à une demande ou à un besoin qui n'a pas été satisfait par d'autres produits/services.

7 - Tout à fait d'accord

05.07 Le produit/service que nous voulons créer est une nouvelle version d'un ancien produit/service

1 - Pas du tout d'accord

05.08 Justification de mon projet

My project idea is very unique and innovative because because it will offer a big sigh of relief to bank customers in protecting their bank accounts in the comfort of their homes and anywhere after every transaction they make this fraustrating the effort of scammers from having unauthorized access to bank customers accounts. This wish reduce or completely stop the issue of fraudulent withdrawals from customers accounts, and assuming it happens, it can be blocked by customers without necessarily rushing to their banks or losing all their monies as people have reported in recent times, with banks doing very little or absolutely nothing about recovering such funds.

05.09 Qui sont vos principaux potentiels concurrents et qu'est-ce qui vous différencie d'eux ?

My potential competitors are other mobile apps developers, especially in the financial sector but my unique innovation which is a child of necessity stands me aloof among them.

10.06 Menez-vous des actions au sein de votre communauté pour promouvoir le rôle des femmes entrepreneurs ?

Yes, conducting free advisory services on the best and high paying skills to acquire by the female gendergender to become self reliant