Tanzania - Startup under 3 years old

Décrivez votre projet en quelques mots

PesaFund, an investment scheme for Tanzanians, especially youth. It promotes financial awareness, saving habits, and offers an accessible platform to invest and build wealth, aiming for financial freedom and future financial goals

01.01 Décrivez votre startup en détail

PesaFund is an open-ended investment scheme designed to help Tanzanians, especially those with modest incomes, build wealth through capital growth. Investors buy units directly from the fund, which invests in low-risk money markets and debt securities to generate competitive returns. It encourages a savings culture and is open to all Tanzanian residents and non-residents, including various institutional investors. The fund operates in Tanzanian shillings with a minimum initial investment of TZS 20,000. There's no maximum investment limit, and investors can buy or sell units daily at the prevailing NAV without any charges. The portfolio aims to protect capital while focusing on earning interest income, backed by insurance. Income distributions are tax-exempt under current laws. PesaFund offers transparency, liquidity, and convenience through its online platform, ensuring accessibility and ease of transactions. All through www.pesaport.co.tz

01.02 Quel est le problème principal que vous essayez de résoudre ?

Pesaport Capital Fund's PesaFund seeks to address the prevalent issue of limited access to the financial market among Tanzanians. This challenge primarily stems from insufficient awareness and knowledge about investment opportunities, compounded by the inability of existing entities to effectively reach the majority of Tanzanians. Through PesaFund, Pesaport Capital Fund aims to bridge this gap by providing accessible avenues for Tanzanians to enter the financial market. By democratizing access to investment opportunities, PesaFund endeavors to empower Tanzanians with the necessary tools, education, and resources to participate in wealth-building activities. Ultimately, the goal is to unlock the potential for financial growth and freedom among Tanzanians, thereby fostering greater economic inclusion and prosperity across the nation.

01.03 Dites-nous quels sont les principaux avantages et/ou bénéfices de l'utilisation du produit/service fourni par votre startup (au moins 3).

Capital Appreciation: PesaFund focuses on growing investors' capital over time by strategically investing in various opportunities within the financial market. This approach aims to increase the value of investments through well-planned investment strategies. Competitive Returns: Through the implementation of strategic investment policies, PesaFund endeavors to generate returns that are competitive when compared to other available investment options. This ensures that investors have the potential to achieve attractive financial gains. Effective Risk Management: PesaFund integrates insurance and strategic risk management practices to mitigate potential downsides associated with investments. This risk management framework is designed to protect investors' capital and enhance the stability of their investments. Diverse Opportunities: Investors in PesaFund gain access to a diverse range of investment opportunities within the financial market.

01.04 Veuillez décrire précisément à qui s'adresse le produit/service de votre startup. Quels sont les bénéficiaires visés ?

The PesaFund is accessible to Tanzanians and Regional Investors, including: a. Resident and Non-Resident Tanzanians, individually or jointly. b. Parents or Guardians investing on behalf of minors. c. Corporate Bodies registered in Tanzania. d. Local Government Authorities. e. Pension or Social Security Funds from Tanzania or East African partner states, sponsored by Tanzanian/East African corporate bodies with East African citizen beneficiaries. f. Cooperative Societies, charitable trusts, and community-based groups (investment clubs) registered in East African states, without equity held by non-East African entities. g. Other entities approved by PESAPORT, complying with Capital Markets and Securities Authority regulations.

01.05 Quand votre entreprise a-t-elle été créée ?

29/08/2023

01.06 Vendez-vous déjà votre produit/service ?

Non

01.07 Combien y a-t-il de propriétaires de votre entreprise en plus de vous ?

3

01.08 Parmi les autres propriétaires, combien sont des femmes ?

1

01.09 Veuillez décrire le profil des autres propriétaires de votre startup (compétences, expérience, etc.).

Priscilla Mafuru: Background: Certified Public Accountant (CPA) with ten years of experience. Experience: Worked in various companies in the banking sector and audit firms. Yusuph Khalid: Background: Bachelor's degree holder in Computer Science. Experience: Eight years of expertise in the IT field. Adam Zuberi: Background: Experienced in accounting. Current Pursuit: Pursuing a degree in Tax at the university.

01.10 Si vous avez un site web, une page sur les médias sociaux (Facebook, Instagram, Linkedin...) ou une application, veuillez fournir le(s) lien(s) ici :

https://pesaport.co.tz/

01.11 Quel est le secteur d'activité qui décrit le mieux votre entreprise ?

Services financiers

02.01.01 Ma startup contribue à l'objectif 'Pas de pauvreté'

7 - tout à fait d'accord

02.01.02 Justification de la contribution de ma startup

PesaFund addresses SDG 1 (No Poverty) by providing financial education and a platform for investing, enabling individuals to build wealth and secure their futures. By fostering financial literacy and offering collective investment schemes, PesaFund empowers people to make informed financial decisions, reduce vulnerabilities, and participate in wealth creation opportunities. This approach supports economic stability and inclusivity, aligning directly to eradicate poverty through sustainable economic empowerment.

02.02.01 Ma startup contribue à l'objectif 'Faim Zéro'

5

02.02.02 Justification de la contribution de ma startup

Pesafund can contribute to the goal of zero hunger indirectly by empowering low-income earners to improve their financial situation. Here’s how Pesafund can potentially comply with the zero hunger initiative: Income Generation: By providing access to financial opportunities such as investments or savings, Pesafund can help low-income earners increase their income and savings over time. This can lead to improved purchasing power, allowing individuals and families to afford an adequate and nutritious diet. Financial Education: Pesafund can offer financial literacy programs or resources that educate users on smart financial management, budgeting, and investment strategies. This knowledge equips individuals to make informed decisions that can enhance their financial stability and resilience against economic shocks, including food insecurity.

02.03.01 Ma startup contribue à l'objectif 'Bonne Santé et Bien Être'

6

02.03.02 Justification de la contribution de ma startup

PesaFund with its income-generating and wealth creation capability enhance families to afford good health services and facilities

02.04.01 Ma startup contribue à l'objectif 'Éducation de Qualité'

7 - tout à fait d'accord

02.04.02 Justification de la contribution de ma startup

PesaFund gives learnings and knowledge to people about Financial aspect

02.05.01 Ma startup contribue à l'objectif 'Égalité entre les Sexes'

7 - tout à fait d'accord

02.05.02 Justification de la contribution de ma startup

PesaFund allows all sort of Gender accessibility

02.06.01 Ma startup contribue à l'objectif 'Eau Propre et Assainissement'

7 - tout à fait d'accord

02.06.02 Justification de la contribution de ma startup

Investment like in Tanga Bond helps clean water projects in the country

02.07.01 Ma startup contribue à l'objectif 'Énergie Propre et Abordable'

1 - pas du tout d'accord

02.07.02 Justification de la contribution de ma startup

PesaFund uses internet and computers that do not lead to bad energy rather clean energy

02.08.01 Ma startup contribue à l'objectif 'Travail Décent et Croissance Économique'

7 - tout à fait d'accord

02.08.02 Justification de la contribution de ma startup

PesaFund provide oortunities to the financial market hence promote good economy of the country

02.09.01 Ma startup contribue à l'objectif 'Industrie, Innovation et Infrastructure'

7 - tout à fait d'accord

02.09.02 Justification de la contribution de ma startup

Technological innovation

02.10.01 Ma startup contribue à l'objectif 'Réduction des Inégalités'

7 - tout à fait d'accord

02.10.02 Justification de la contribution de ma startup

PesaFund is accessible with sort of genders in the country

02.11.01 Ma startup contribue à l'objectif 'Villes et Communautés Durables'

7 - tout à fait d'accord

02.11.02 Justification de la contribution de ma startup

PesaFund does not cause any unrest since it provide a easy way of wealth generation

02.12.01 Ma startup contribue à l'objectif 'Consommation et Production Responsables'

6

02.12.02 Justification de la contribution de ma startup

PesaFund provide an income generation for individuals

02.13.01 Ma startup contribue à l'objectif 'Lutte contre les Changements Climatiques'

7 - tout à fait d'accord

02.13.02 Justification de la contribution de ma startup

PesaFund does not contribute to Climate damage however our investing policy are on money markets

02.14.01 Ma startup contribue à l'objectif 'Vie Sous-Marine'

7 - tout à fait d'accord

02.14.02 Justification de la contribution de ma startup

Financial knowledge and income generating provide a way families can afford water facilities

02.15.01 Ma startup contribue à l'objectif 'Vie Terrestre'

6

02.15.02 Justification de la contribution de ma startup

Financial knowledge and income generating provide a way families can afford land

02.16.01 Ma startup contribue à l'objectif 'Paix, Justice et Institutions Efficaces'

7 - tout à fait d'accord

02.16.02 Justification de la contribution de ma startup

Pesafund provide an peaceful way of Generating weath

02.17.01 Ma startup contribue à l'objectif 'Parteneriats pour la Réalisation des Objectifs'

7 - tout à fait d'accord

02.17.02 Justification de la contribution de ma startup

Partnership in making investments with everyone across the globe

06.01 Un grand nombre de clients utilisent déjà un produit/service très similaire au nôtre.

7 = Tout à fait d'accord

06.02 Notre produit/service représente un type de produit/service entièrement nouveau

1 - Pas du tout d'accord

06.03 Notre produit/service pourrait être décrit comme une nouvelle technologie

5

06.04 Notre produit/service est une amélioration d'un produit ou d'un service existant

7 - Tout à fait d'accord

06.05 Notre produit/service pourrait être décrit comme une extension d'une gamme de produits ou de services

7 - Tout à fait d'accord

06.06 Notre produit/service répond à une demande ou à un besoin qui n'a pas été satisfait par d'autres produits/services.

7 - Tout à fait d'accord

06.07 Notre produit/service est une nouvelle version d'un ancien produit/service

6

06.08 Justification

06.09 Analyse compétitive

My competitors are the existing investing firms with alot of expirience in the market, however with Pesaport we have a an inovative technological interface to enable investors to acees register invest earn and withdraw funds at less interaction with the office

11.05 Menez-vous des actions au sein de votre communauté pour promouvoir le rôle des femmes entrepreneurs ?

Encourage females to partcipate with NGOs like Dot tanzania to get help on with startups