Cameroun - Startup de moins de 3 ans

Décrivez votre projet en quelques mots

Drimzwallet is a fintech app that leverages the best technology for secure transactions and offers insights for personalized financial management to its users, by offering services such as Mobile payments, Niangi Management, Savings Accts, Invoicing etc.

01.01 Décrivez votre startup en détail

Drimzwallet is a financial solution that aims at facilitating financial transactions from peer to peer, peer to shops, and supermarkets, offering savings capabilities, offering Njangi management tools to financial meetings, Meeting the needs of SMEs like creating invoices, mass payments, payment of bills such as (Eneo, Camwater, Camtel, Canal +, Insurance, etc) and in the future; cryptocurrency and banking transactions. Also, With this solution, we aim at targeting the unbanked, the underserved, SMEs, by offering them comprehensive solutions that meet their needs and solve their most immediate problems such as high fees during transactions, poor inter-connection to payment platforms for their payments, problems of change to individuals who buy from retail shops and supermarkets or even those who pay for taxi fares etc. Also, we are a software company with many other software solutions in our pipelines.

01.02 Quel est le problème principal que vous essayez de résoudre ?

- High transaction rates on transactions between users of the same platform - There is hardly any change in retail shops, supermarkets, etc after purchases are made, hence users lose funds. - Long and complex procedures while doing mobile transfers, causing cues at supermarkets and other retail environment. - No transparency in Njangi groups since all work is done manually and on paper, which often gets missing and manipulated. - Njangi groups have no access to real-time data or accuracy in case absent from the meetings. - Njangi members most times get fined for missing njangi payments, due to no reminders on dates, but with our automated system this won't be an issue. - Njangi members always suffer from fraudulent activities from the management team since all work is manual and can be manipulated as well as delayed information. - Njangi members as well as admins find it difficult to manage multiple njangi groups at an instance. - Loss of money and goods while doing online shopping

01.03 Dites-nous quels sont les principaux avantages et/ou bénéfices de l'utilisation du produit/service fourni par votre startup (au moins 3).

- All-in-one Money Management system. - Users gain points while they use the app on their day-to-day usage. - Users can directly report a fraudulent transaction and it gets suspended instantly. - Fast & reliable transactions with little or no errors. - Short & easy payment steps, with scan & pay method. - Users no longer have to be forced to pay for items at supermarkets they don’t want due to no change. - Automatic & effortless Savings system, helping users reach their saving goals. - Automatic Njangi payments for busy users & Management. - Payment Reminders on Njangi, users don’t have to fail payments and get finded no longer. - Njangi users can manage multiple Njangi instances with little or no effort. - Njangi users can have access to stats wherever and whenever. - With our Web Business Suit, SMEs can manage their transactions and their entire business.

01.04 Veuillez décrire précisément à qui s'adresse le produit/service de votre startup. Quels sont les bénéficiaires visés ?

- The Unbanked individuals -The underbanked individuals, - Small and Medium-sized Enterprises - Remittance users - Students - Supermarkets - Hospitals - Transport sectors eg Taxi drivers, bike riders, etc -

01.05 Quand votre entreprise a-t-elle été créée ?

21/02/2022

01.06 Vendez-vous déjà votre produit/service ?

Non

01.07 Combien y a-t-il de propriétaires de votre entreprise en plus de vous ?

10

01.08 Parmi les autres propriétaires, combien sont des femmes ?

1

01.09 Veuillez décrire le profil des autres propriétaires de votre startup (compétences, expérience, etc.).

Che Wenong, he is an agile dedicated young energetic man, he is a software engineer specialized in system testing and analysis, UI and UX design.

01.10 Si vous avez un site web, une page sur les médias sociaux (Facebook, Instagram, Linkedin...) ou une application, veuillez fournir le(s) lien(s) ici :

01.11 Quel est le secteur d'activité qui décrit le mieux votre entreprise ?

Services financiers

02.01.01 Ma startup contribue à l'objectif 'Pas de pauvreté'

5

02.01.02 Justification de la contribution de ma startup

We offer jobs and training programs as we offer financial education workshops, and online tutorials on how-to’s. All of it done by individuals who are getting paid.

02.02.01 Ma startup contribue à l'objectif 'Faim Zéro'

3

02.02.02 Justification de la contribution de ma startup

02.03.01 Ma startup contribue à l'objectif 'Bonne Santé et Bien Être'

3

02.03.02 Justification de la contribution de ma startup

02.04.01 Ma startup contribue à l'objectif 'Éducation de Qualité'

4

02.04.02 Justification de la contribution de ma startup

02.05.01 Ma startup contribue à l'objectif 'Égalité entre les Sexes'

2

02.05.02 Justification de la contribution de ma startup

02.06.01 Ma startup contribue à l'objectif 'Eau Propre et Assainissement'

1 - pas du tout d'accord

02.06.02 Justification de la contribution de ma startup

02.07.01 Ma startup contribue à l'objectif 'Énergie Propre et Abordable'

1 - pas du tout d'accord

02.07.02 Justification de la contribution de ma startup

02.08.01 Ma startup contribue à l'objectif 'Travail Décent et Croissance Économique'

5

02.08.02 Justification de la contribution de ma startup

We take part in providing Financial inclusion, Economic empowerment, and financial literacy by creating workshops for training and educating our users about finance to help them better manage and make proper financial decisions for themselves.

02.09.01 Ma startup contribue à l'objectif 'Industrie, Innovation et Infrastructure'

5

02.09.02 Justification de la contribution de ma startup

With our robust system and high usage of advanced technological tools, we do think in due time we would be come a pioneer in the industry of tech.

02.10.01 Ma startup contribue à l'objectif 'Réduction des Inégalités'

2

02.10.02 Justification de la contribution de ma startup

02.11.01 Ma startup contribue à l'objectif 'Villes et Communautés Durables'

3

02.11.02 Justification de la contribution de ma startup

02.12.01 Ma startup contribue à l'objectif 'Consommation et Production Responsables'

4

02.12.02 Justification de la contribution de ma startup

02.13.01 Ma startup contribue à l'objectif 'Lutte contre les Changements Climatiques'

1 - pas du tout d'accord

02.13.02 Justification de la contribution de ma startup

02.14.01 Ma startup contribue à l'objectif 'Vie Sous-Marine'

1 - pas du tout d'accord

02.14.02 Justification de la contribution de ma startup

02.15.01 Ma startup contribue à l'objectif 'Vie Terrestre'

1 -pas du tout d'accord

02.15.02 Justification de la contribution de ma startup

02.16.01 Ma startup contribue à l'objectif 'Paix, Justice et Institutions Efficaces'

1 - pas du tout d'accord

02.16.02 Justification de la contribution de ma startup

02.17.01 Ma startup contribue à l'objectif 'Parteneriats pour la Réalisation des Objectifs'

5

02.17.02 Justification de la contribution de ma startup

Without partnership no one goes anywhere, so we are currently in negotiation with a lot of SMEs as well as some government platforms for the betterment of the common users, with this we would be able to reach a huge base and attain our objective of serving the underserved as well as the unbanked.

06.01 Un grand nombre de clients utilisent déjà un produit/service très similaire au nôtre.

5

06.02 Notre produit/service représente un type de produit/service entièrement nouveau

4

06.03 Notre produit/service pourrait être décrit comme une nouvelle technologie

4

06.04 Notre produit/service est une amélioration d'un produit ou d'un service existant

3

06.05 Notre produit/service pourrait être décrit comme une extension d'une gamme de produits ou de services

3

06.06 Notre produit/service répond à une demande ou à un besoin qui n'a pas été satisfait par d'autres produits/services.

3

06.07 Notre produit/service est une nouvelle version d'un ancien produit/service

3

06.08 Justification

Our competitors lack a couple of things which don't classify their products as innovative enough or solve the real problems of the clients

06.09 Analyse compétitive

MTN and Orange We can stand out from our competitors simply because we offer more and we solve more real issues the users of their solutions as suffering and complaining about for years, below is a list of special features put together we are offering - More user-friendly environment - The idea of Digitalising njangi to suit the real life scenario - Easy access to reports most especially to business owners - Access to our online platform most especially to business owners - Cheaper transaction rates - Fund request and payment links another means of transaction - Invoice generation - Dismissal of the sailing of codes to make transfer replaced with scan to pay - Instant attention to reported transactions - Customer service is unlike any other users will ever see - capable of handling thousands of transactions with little or no glitch

11.05 Menez-vous des actions au sein de votre communauté pour promouvoir le rôle des femmes entrepreneurs ?

Not Yet