Tanzania - Business creation project

Décrivez votre projet en quelques mots

Pesaby intends to accelerate adoption of affordable energies. It's why we have developed a mobile platform that links low-income earners to micro-financing of their choice by using their existing social practices of creating credit (friends and family).

01.01 Décrivez votre projet en détail

Nearly all households in Tanzania involve with informal practice of saving money (vicoba). Where by friends or coworkers or family members organize a group to generate lumpsum at a given sequence per member. Pesaby is a mobile app that integrates conventional mobile wallets and enables users to manage contributions easily and timely while connecting them precisely to needed financing based on their credit profile created in the platform. The major barrier for most households to adopt usage of sustainable and affordable energies, is insufficient funds to maintain purchases such as clean gas etc. Pesaby utilizes existing social practices of creating credit available in communities to provide them with means that enable to be credit worth at accessing clean energies and other necessities from set of partners who they will be linked to in the platform.

01.02 Quel est le problème principal que vous essayez de résoudre ?

Majority of Low-income population across Tanzania have poor adoption to sustainable and affordable energies such as gas etc due to insufficient funds to cover costs. Pesaby uses existing social practices of creating credit available among low-income communities and LINK them to formal financial services so as to secure desired credit reliably, which will enable them to access clean energies and other necessities. This technology enables affordable energy stakeholders, financial service providers to serve marginalized communities who are labeled as high risk groups, in doing so we enforce equality and alleviate poverty because we make access to credit and affordable energies available to everyone who has a phone.

01.03 Dites-nous quels sont les principaux avantages et/ou bénéfices de l'utilisation du produit/service que vous souhaitez fournir par votre projet (au moins 3).

Among key benefits includes: 1, Promoting adoption of sustainable and clean energies requires collaborative efforts, Pesaby Collaborates with clean energy stakeholders, financial institutions, mobile network operators and diverse distributors at rendering its services. This practice ensures convinience and adoption as all players are linked within the app, from credit to distributor to payments. 2, Most practices currently are been done manually, we think it would be of great impact digitizing the processes to serve many women young and old whereby using a mobile phone they will have direct access to vast services they're made Aware of. 3, Pesaby addresses the exclusion issue facing women young and old so as to be able to access affordable energies without barriers. 4. Pesaby will inspire creation of new businesses in communities to extend services, because many low-income earners including women will have power to access credit from formal financial services and banks.

01.04 Veuillez décrire précisément à qui s'adressera le produit/service de votre projet. Quels sont les bénéficiaires visés ?

The target audience for this project is low-income population, mostly women.

01.05 Quand avez-vous commencé à travailler sur votre projet ?

04/01/2022

01.06 Combien y a-t-il de propriétaires sur votre projet en plus de vous ?

3

01.07 Parmi les autres propriétaires, combien sont des femmes ?

1

01.08 Veuillez décrire le profil des autres propriétaires de votre projet (compétences, expérience, etc.).

Cuthbert Nkwabi, computer engineer with broad experience in operating technological projects, he founded atlais.org a management system for churches across Tanzania Robert Sebastian, software engineer with extensive experience in developing and deploying mobile apps. Emiliana Maziku a scientist who has extensive knowledge running social projects.

01.09 Si vous avez un site web, une page sur les médias sociaux (Facebook, Instagram, Linkedin...) ou une application, veuillez fournir le(s) lien(s) ici :

pesaby.com

01.10 Quel est le secteur d'activité qui décrit le mieux votre projet ?

h) Technologies de l'information (services numériques, équipements et logiciels)

02.01.01 Mon projet contribue à l'objectif 'Pas de pauvreté'

7 - Tout à fait d'accord

02.01.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.02.01 Mon projet contribue à l'objectif 'Faim Zéro'

7 - Tout à fait d'accord

02.02.02 Justification de la contribution de mon projet

When people are given access to credit without barriers, consequently are empowered to fight hunger and Pesaby is geared to doing more of that tremendously.

02.03.01 Mon projet contribue à l'objectif 'Bonne Santé et Bien Être'

7 - Tout à fait d'accord

02.03.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.04.01 Mon projet contribue à l'objectif 'Éducaiton de Qualité'

7 - Tout à fait d'accord

02.04.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.05.01 Mon projet contribue à l'objectif 'Égalité entre les Sexes'

7 - Tout à fait d'accord

02.05.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.06.01 Mon projet contribue à l'objectif 'Eau Propre et Assainissement'

7 - Tout à fait d'accord

02.06.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.07.01 Mon projet contribue à l'objectif 'Énergie Propre et Abordable'

7 - Tout à fait d'accord

02.07.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.08.01 Mon projet contribue à l'objectif 'Travail Décent et Croissance Économique'

7 - Tout à fait d'accord

02.08.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.09.01 Mon projet contribue à l'objectif 'Industrie, Innovaiton et Infrastructure'

7 - Tout à fait d'accord

02.09.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.10.01 Mon projet contribue à l'objectif 'Réduction des Inégalités'

7 - Tout à fait d'accord

02.10.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.11.01 Mon projet contribue à l'objectif 'Villes et Communautés Durables'

7 - Tout à fait d'accord

02.11.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.12.01 Mon projet contribue à l'objectif 'Consommation et Production Responsable'

7 - Tout à fait d'accord

02.12.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.13.01 Mon projet contribue à l'objectif 'Luttle contre les Changements Climatiques'

7 - Tout à fait d'accord

02.13.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.14.01 Mon projet contribue à l'objectif 'Vie Sous-Marine'

7 - Tout à fait d'accord

02.14.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.15.01 Mon projetp contribue à l'objectif 'Vie Terrestre'

7 - Tout à fait d'accord

02.15.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.16.01 Mon projet contribue à l'objectif 'Paix, Justice et Institutions Efficaces'

7 - Tout à fait d'accord

02.16.02 Justification de la contribution de mon projet

Marginalized population in communities including women young and old have the power to achieve their financial and economic growth targets without barrier with just a mobile phone. Pesaby enables everyone who has a phone to access its benefits regardless of gender, status or background.

02.17.01 Mon projet contribue à l'objectif 'Parteneriats pour la Réalisation des Objectifs'

7 - Tout à fait d'accord

02.17.02 Justification de la contribution de mon projet

We believe we will innovate and serve better the market by collaborating with all stakeholders, Mobile money operators, banks, distributors and other players in the market. Which will ensure access to credit and clean energies has no barrier to all, regardless of gender, status or background.

05.01 Il existe un grand nombre de clients qui utilisent déjà un produit/service très similaire à celui que nous envisageons de créer.

7 - Tout à fait d'accord

05.02 Le produit/service que nous voulons créer représente un type de produit/service entièrement nouveau

7 - Tout à fait d'accord

05.03 Le produit/service que nous voulons créer pourrait être décrit comme une nouvelle technologie

7 - Tout à fait d'accord

05.04 Le produit/service que nous voulons créer est une amélioration d'un produit ou d'un service existant

1 - Pas du tout d'accord

05.05 Le produit/service que nous voulons créer pourrait être décrit comme une extension d'une gamme de produits ou de services

1 - Pas du tout d'accord

05.06 Le produit/service que nous voulons créer répond à une demande ou à un besoin qui n'a pas été satisfait par d'autres produits/services.

7 - Tout à fait d'accord

05.07 Le produit/service que nous voulons créer est une nouvelle version d'un ancien produit/service

7 - Tout à fait d'accord

05.08 Justification de mon projet

Most practices currently are been done manually, we think it would be of great impact by digitizing the processes to serve many women young and old.

05.09 Qui sont vos principaux potentiels concurrents et qu'est-ce qui vous différencie d'eux ?

We have no direct competitor as of now, however engaging wide range of stakeholders will be our edge to being ahead in the market.

10.06 Menez-vous des actions au sein de votre communauté pour promouvoir le rôle des femmes entrepreneurs ?

Yes. Todate, we have helped over 60 men and women grow their business. A mother who could not send her child to school due to lack of physical collateral that would enable her secure a loan, now with Pesaby 6 women have been able to take their children to school a chance which would have been impossible without Pesaby. We enable marginalized individuals such as women young and old improve their economic targets.