Tanzania - Business creation project

Décrivez votre projet en quelques mots

The project aims to revolutionize agent transactions by implementing cutting-edge cardless technology. This innovative approach eliminates the need for physical cards, instead relying on secure password and biometric verification for withdrawal of funds.

01.01 Décrivez votre projet en détail

The project represents a significant advancement in transactional technology, particularly in the realm of point-of-sale (POS) systems. By integrating cardless technology directly into POS terminals, customers can initiate transactions without the need for physical cards. Instead, they can authenticate themselves using a combination of passwords and biometric data, such as fingerprint or facial recognition. This implementation addresses several key challenges faced in traditional card-based transactions. Firstly, it eliminates the dependency on physical cards, reducing the risk of loss, theft, or damage. Secondly, it mitigates issues related to card malfunctions or mismatches, which can often disrupt transactions and inconvenience both customers and agents. Moreover, by leveraging biometric authentication, the system enhances security and prevents unauthorized access to funds. Biometric data, being unique to each individual, provides a robust layer of protection against identity thef

01.02 Quel est le problème principal que vous essayez de résoudre ?

Based on the description provided, the project aims to address several key problems in the current transactional landscape: 1. Card Reliability Issues: Traditional card-based transactions can suffer from various reliability issues, such as cards failing to match or having defaults. These issues can disrupt transactions and cause inconvenience to both customers and agents. 2. Security Concerns: There are concerns regarding the security of traditional card-based transactions, including the risk of card theft, fraud, and unauthorized access to funds. Enhancing security measures is crucial to protect both customers' assets and the integrity of the transactional process. 3. Transaction Efficiency: Traditional card-based transactions may not always be efficient, with processes often hindered by the need for physical cards and cumbersome verification methods. Improving transaction efficiency can lead to a smoother and more convenient experience for customers and agents.

01.03 Dites-nous quels sont les principaux avantages et/ou bénéfices de l'utilisation du produit/service que vous souhaitez fournir par votre projet (au moins 3).

Of course! Here are three simple benefits of using our cardless technology at POS systems: 1. Safer Transactions: With biometric and password verification, it's much harder for someone else to access your money without permission, keeping your funds more secure. 2. Easier Shopping: You don't need to carry physical cards anymore. Just use your fingerprint or face to confirm your identity, making shopping faster and more convenient. 3. Faster Checkout: Skipping the card-swipe step means transactions take less time. It's a win-win for both customers and businesses, making the whole process smoother and more efficient.

01.04 Veuillez décrire précisément à qui s'adressera le produit/service de votre projet. Quels sont les bénéficiaires visés ?

The project is aimed at serving both customers and agents who engage in financial transactions. The targeted beneficiaries include: 1. Customers: Individuals who need to make transactions, such as withdrawals or purchases, will benefit from the convenience, security, and efficiency provided by the cardless technology. This includes a wide range of individuals, from everyday consumers to business owners. 2. Agents: Financial service providers, such as bank agents or retailers, who facilitate transactions on behalf of customers will also benefit from the streamlined process and enhanced security offered by the cardless technology. This includes improving their efficiency in serving customers and reducing potential risks associated with traditional card-based transactions.

01.05 Quand avez-vous commencé à travailler sur votre projet ?

10/05/2024

01.06 Combien y a-t-il de propriétaires sur votre projet en plus de vous ?

2

01.07 Parmi les autres propriétaires, combien sont des femmes ?

2

01.08 Veuillez décrire le profil des autres propriétaires de votre projet (compétences, expérience, etc.).

Rosemary Charles: As a graphics designer and developer, Rosemary brings expertise in visual design and software development to the project. With her skills, she can contribute to the development of user interfaces, ensuring that the technology is both functional and visually appealing. Her experience in graphic design and development will be valuable in creating engaging and user-friendly solutions. Bahati Hamis: With a background in computer engineering and IT, Bahati is well-versed in technical aspects related to the project. However, her strengths lie in proposal writing, marketing, and sales. Bahati's skills in these areas make her a valuable asset for promoting the project, attracting partners and investors, and effectively communicating its value proposition. Additionally, her technical knowledge allows her to understand and articulate the project's technical features and benefits to potential stakeholders.

01.09 Si vous avez un site web, une page sur les médias sociaux (Facebook, Instagram, Linkedin...) ou une application, veuillez fournir le(s) lien(s) ici :

01.10 Quel est le secteur d'activité qui décrit le mieux votre projet ?

g) Services financiers

02.01.01 Mon projet contribue à l'objectif 'Pas de pauvreté'

4

02.01.02 Justification de la contribution de mon projet

02.02.01 Mon projet contribue à l'objectif 'Faim Zéro'

4

02.02.02 Justification de la contribution de mon projet

02.03.01 Mon projet contribue à l'objectif 'Bonne Santé et Bien Être'

7 - Tout à fait d'accord

02.03.02 Justification de la contribution de mon projet

Our startup helps more people access banking services easily. We do this by using new technology that doesn't need physical cards, making it simpler for everyone to do their banking. This especially helps people who might not have easy access to traditional banks. With our system, they can do transactions securely and manage their money more easily.

02.04.01 Mon projet contribue à l'objectif 'Éducaiton de Qualité'

7 - Tout à fait d'accord

02.04.02 Justification de la contribution de mon projet

Our startup really helps more people access banking easily. We do this by using new technology that doesn't need physical cards, making it simpler for everyone to do their banking. This especially helps people who might not have easy access to traditional banks. With our system, they can do transactions securely and manage their money more easily.

02.05.01 Mon projet contribue à l'objectif 'Égalité entre les Sexes'

4

02.05.02 Justification de la contribution de mon projet

02.06.01 Mon projet contribue à l'objectif 'Eau Propre et Assainissement'

1 - Pas du tout d'accord

02.06.02 Justification de la contribution de mon projet

02.07.01 Mon projet contribue à l'objectif 'Énergie Propre et Abordable'

3

02.07.02 Justification de la contribution de mon projet

02.08.01 Mon projet contribue à l'objectif 'Travail Décent et Croissance Économique'

5

02.08.02 Justification de la contribution de mon projet

Our startup helps people find jobs and boosts the economy. We create jobs in our company and through partnerships. We also train people to have the skills they need to work. By making products and services that improve businesses, we help the economy grow in a good way.

02.09.01 Mon projet contribue à l'objectif 'Industrie, Innovaiton et Infrastructure'

2

02.09.02 Justification de la contribution de mon projet

02.10.01 Mon projet contribue à l'objectif 'Réduction des Inégalités'

2

02.10.02 Justification de la contribution de mon projet

02.11.01 Mon projet contribue à l'objectif 'Villes et Communautés Durables'

2

02.11.02 Justification de la contribution de mon projet

02.12.01 Mon projet contribue à l'objectif 'Consommation et Production Responsable'

3

02.12.02 Justification de la contribution de mon projet

02.13.01 Mon projet contribue à l'objectif 'Luttle contre les Changements Climatiques'

4

02.13.02 Justification de la contribution de mon projet

02.14.01 Mon projet contribue à l'objectif 'Vie Sous-Marine'

1 - Pas du tout d'accord

02.14.02 Justification de la contribution de mon projet

02.15.01 Mon projetp contribue à l'objectif 'Vie Terrestre'

1 - Pas du tout d'accord

02.15.02 Justification de la contribution de mon projet

02.16.01 Mon projet contribue à l'objectif 'Paix, Justice et Institutions Efficaces'

4

02.16.02 Justification de la contribution de mon projet

02.17.01 Mon projet contribue à l'objectif 'Parteneriats pour la Réalisation des Objectifs'

2

02.17.02 Justification de la contribution de mon projet

05.01 Il existe un grand nombre de clients qui utilisent déjà un produit/service très similaire à celui que nous envisageons de créer.

1 - Pas du tout d'accord

05.02 Le produit/service que nous voulons créer représente un type de produit/service entièrement nouveau

5

05.03 Le produit/service que nous voulons créer pourrait être décrit comme une nouvelle technologie

7 - Tout à fait d'accord

05.04 Le produit/service que nous voulons créer est une amélioration d'un produit ou d'un service existant

4

05.05 Le produit/service que nous voulons créer pourrait être décrit comme une extension d'une gamme de produits ou de services

5

05.06 Le produit/service que nous voulons créer répond à une demande ou à un besoin qui n'a pas été satisfait par d'autres produits/services.

5

05.07 Le produit/service que nous voulons créer est une nouvelle version d'un ancien produit/service

3

05.08 Justification de mon projet

The product/service we envision creating involves implementing cardless technology with biometric authentication at point-of-sale (POS) systems. This represents a significant advancement in transactional technology, offering a novel approach to conducting financial transactions without the need for physical cards. By leveraging biometric data for authentication, we introduce a new level of security and convenience to the transaction process. Therefore, our envisioned product/service aligns with the definition of new technology, as it introduces innovative solutions to existing challenges in the banking and financial sector

05.09 Qui sont vos principaux potentiels concurrents et qu'est-ce qui vous différencie d'eux ?

Our main competitors are traditional banks and other companies offering cardless payment solutions. What makes us different is that we use advanced fingerprint or face recognition for added security. Our system is also easier to use and more affordable, making it accessible to more people.

10.06 Menez-vous des actions au sein de votre communauté pour promouvoir le rôle des femmes entrepreneurs ?

no